Stamford, Greenwich and New Canaan real estate and homes for sale in Connecticut - Phyllis Doonan, REALTOR® Phyllis Doonan REALTOR(r) for Stamford, Greenwich and New Canaan, Connecticut real estate - NUMBER1EXPERT™ Phyllis Doonan NUMBER1EXPERT(tm) for Stamford, Greenwich and New Canaan, Connecticut real estate

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Phyllis Doonan, REALTOR®, real estate agent and broker for Stamford, Greenwich and New Canaan Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Dictionary: Stamford, Greenwich and New Canaan Connecticut home buying, real estate listings, and homes for sale in Fairfield                      County, CT
Welcome > Resources > Real Estate Dictionary - A

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

T

Tax sale

A sale of real property ordered by the court in order to raise money to cover delinquent taxes

Tenancy in common

A version of joint tenancy of a property, but without any right of succession by survivorship among the owners

Testate

To die having prepared and left a valid will

Testator

The individual who makes out a last will and testament

Time is of the essence

A condition in a contract requiring the completion of a certain act within a designated period of time

Time-share

A form of ownership interest which allows use of the property only for a fixed or variable period of time

Title

A legal document that evidences a person's ownership of and right to possess a property

Title insurance

Insurance that protects the owner or mortgagee against loss arising from disputes over or defects in the title to a parcel of real estate that arise after ownership has been transferred

Title search

Research into public title records to determine the current status of ownership of a piece of property; a licensed attorney must provide any legal interpretation of the records found

Torrens Title

Now a dated system (only used in a few US states) whereby the court issues a certificate establishing the extent of an individual's estate, including any exceptions noted

Township

A division of land that is six miles square, containing 36 square-mile sections

Tract

A specific parcel of land

Transfer of ownership

Any circumstance in which the ownership of a property changes hands, e.g., via outright, titled purchase, or the assumption of an existing on a property, or possession of the property via a land sales trust, even any transfer of a beneficial interest in the trust

Transfer tax

State or local taxes imposed on a transfer of ownership of real property

Trust

A right to a piece of property that is held for the benefit of another

Trust deed, or a Deed of trust

A written document that grants the trustee the title to a piece of property for the benefit of another, and which gives the trustee the power to sell, mortgage or subdivide the property

Trustee

A party who holds property for the benefit of another

Trustee's deed

A deed conveying land ownership executed by the trustee who holds the land in trust

Trustor

The borrower in a trust loan transaction

Truth-in-Lending

A federal law that requires disclosure by a credit institution or lender of the terms and conditions of a loan or mortgage, including the annual percentage rate and any other charges, to the borrower when they apply for the loan.
Also see Regulation Z

Two-step mortgage

An adjustable-rate mortgage that charges a below-market interest rate for a designated number of years (usually 5 or 7) after which the interest rate is adjusted to the current market conditions

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



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Phyllis Doonan, REALTOR®, real estate agent and broker for Stamford, Greenwich and New Canaan Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Phyllis Doonan
William Raveis Real Estate

817 Long Ridge Rd.
Stamford CT
06902
Cell: 203-943-0449
Direct: 203-363-7142
Fax: 203-329-4047
PhyllisDoonan@NUMBER1EXPERT.com
phyllisdoonan@earthlink.net
denisedoonan@earthlink.net

Born and raised in Co. Leitrim, Ireland I grew up on a dairy farm and was the youngest of six children. I went to elementary school in a two-room schoolhouse and later cycled six miles to and from high school each day! Life was simple, and my after school activities consisted of helping on the farm with feeding the calves, milking the cows and picking vegetables and turf for the fire. I was very connected to nature at the time! I can remember back to when the first electric light was installed in our house and when my father got his first car- it was a Ford! Both of these events were major milestones in my life and all of my childhood experiences have made me who I am today.

I immigrated to Stamford, CT in May 1968 and have never looked back (other than my yearly visits once or twice a year). When I arrived here, Stamford was not at all like it is today, and communication was completely different. To stay in touch with life back in Ireland I wrote 2-3 letters per week because the phones were a rarity. Stamford was a small industrial city and the average home value was about $25,000, and a direct waterfront could be found for $75,000- $100,000! Too bad I didn’t have money then!

In 1970 I met my husband, Kevin, and we dated for about 3 years, got engaged and on March 10, 1973 we got married. When I got married that was when I got my first taste of real estate by managing 40 garden apartments which consisted of qualifying, leasing and maintaining the entire complex. I got my real estate license in 1976, but decided to stay home with my daughter and be a stay-at-home Mom.

For the last 20 years I have dedicated myself to making the emotions of real estate and the moving process as painless as possible. I pride myself in listing, selling, marketing, negotiating and closing the best deals for my clients. I am established leader in Fairfield County Real Estate. I have been a consistent top producer ranking #1 in both units sold and closed dollar volume for the past 20 years. I believe that real estate is all about family and having built my business by being known as “The Matchmaker” – Matching Homes with Families and Families with Homes, I have proven success. I cover everything from the first-time buyer and renter to luxury homes and waterfronts along with condo and commercial developing. I feel as though my diversity allows me to understand and best suit my clients growing needs. I also believe in a strong work ethic and commitment to clear and effective communication.

Today I live in North Stamford and have 3 children. Denise works full time with me and got married to Henri 3 years ago and they recently had my “pride and joy” Bridget Kate, who is 15 months. Denise graduated from Westhill High School and Fairfield University with a Bachelors of Arts in Economics and minors in Biology and Psychology in 1997. Today she is my office administrator and licensed buyer specialist. We are very fortunate to have an extremely strong friendship that we are able to carry over into the business and a common business ideal based upon top commitment and service to our clients.

My older son, Kevin, is currently a senior at Dickinson College. Kevin is focused on school, ice hockey, water polo, lacrosse and is working on becoming an Emergency Medical Technician. Kevin graduated in 2003 from the Canterbury School in New Milford, CT. My younger son, Eamon, is a senior at the Canterbury School.


William Raveis real estate and homes for sale in Stamford, Greenwich and New Canaan Connecticut

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