Stamford, Greenwich and New Canaan real estate and homes for sale in Connecticut - Phyllis Doonan, REALTOR® Phyllis Doonan REALTOR(r) for Stamford, Greenwich and New Canaan, Connecticut real estate - NUMBER1EXPERT™ Phyllis Doonan NUMBER1EXPERT(tm) for Stamford, Greenwich and New Canaan, Connecticut real estate

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Phyllis Doonan, REALTOR®, real estate agent and broker for Stamford, Greenwich and New Canaan Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Dictionary: Stamford, Greenwich and New Canaan Connecticut home buying, real estate listings, and homes for sale in Fairfield                      County, CT
Welcome > Resources > Real Estate Dictionary - A

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

M

Majority

The age at which an individual is legally entitled to handle his or her own affairs

Margin

The amount added to the index on an adjustable-rate mortgage (ARM) that establishes the adjusted interest rate at a given time

Market value, or Fair market value

The most likely price that a piece of property or home can realistically be sold for, and is dependent on the selling price of similar real estate in the area

Marketable title

A clear, unencumbered title, reasonably acceptable without the threat of the risk of litigation

Maturity

The date on which the principal balance of a loan, bond, or other financial commitment is due and payable

Mechanic's lien

A lien created by statute to allow unpaid contractors, laborers or suppliers who have performed work on or furnished materials for the construction of a building to recover the value of their work

Metes and Bounds

Means for describing property by a set of directions and distances, when there isn't identification based on a surveyed lot number

Minor

An individual below the age at which he or she is legally entitled to handle his or her own affairs

Monument of Survey

le indications made on natural or man-made objects that indicate the boundaries of a survey

Mortgage

A legal document that pledges a property to the lender as security for the payment of a loan or debt

Mortgage broker

An individual or company that acts as an agent between borrowers and lenders for the purpose of arranging and negotiating mortgage contracts; who is paid a fee for such service

Mortgage insurance

A contract that guarantees the lender against loss caused by a mortgagor's default on a government or conventional mortgage; such insurance can be issued by a private company or by a government agency, and covers either only a percentage, or the total, of the mortgage loan

Mortgagee

The lender in a mortgage transaction

Mortgagor

The borrower in a mortgage transaction

Multiple-listing service (MLS)

An organization of brokers who share their listing agreements with one another in order to find buyers for their properties more effectively than they could individually

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



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Phyllis Doonan, REALTOR®, real estate agent and broker for Stamford, Greenwich and New Canaan Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Phyllis Doonan
William Raveis Real Estate

817 Long Ridge Rd.
Stamford CT
06902
Cell: 203-943-0449
Direct: 203-363-7142
Fax: 203-329-4047
PhyllisDoonan@NUMBER1EXPERT.com
phyllisdoonan@earthlink.net
denisedoonan@earthlink.net

Born and raised in Co. Leitrim, Ireland I grew up on a dairy farm and was the youngest of six children. I went to elementary school in a two-room schoolhouse and later cycled six miles to and from high school each day! Life was simple, and my after school activities consisted of helping on the farm with feeding the calves, milking the cows and picking vegetables and turf for the fire. I was very connected to nature at the time! I can remember back to when the first electric light was installed in our house and when my father got his first car- it was a Ford! Both of these events were major milestones in my life and all of my childhood experiences have made me who I am today.

I immigrated to Stamford, CT in May 1968 and have never looked back (other than my yearly visits once or twice a year). When I arrived here, Stamford was not at all like it is today, and communication was completely different. To stay in touch with life back in Ireland I wrote 2-3 letters per week because the phones were a rarity. Stamford was a small industrial city and the average home value was about $25,000, and a direct waterfront could be found for $75,000- $100,000! Too bad I didn’t have money then!

In 1970 I met my husband, Kevin, and we dated for about 3 years, got engaged and on March 10, 1973 we got married. When I got married that was when I got my first taste of real estate by managing 40 garden apartments which consisted of qualifying, leasing and maintaining the entire complex. I got my real estate license in 1976, but decided to stay home with my daughter and be a stay-at-home Mom.

For the last 20 years I have dedicated myself to making the emotions of real estate and the moving process as painless as possible. I pride myself in listing, selling, marketing, negotiating and closing the best deals for my clients. I am established leader in Fairfield County Real Estate. I have been a consistent top producer ranking #1 in both units sold and closed dollar volume for the past 20 years. I believe that real estate is all about family and having built my business by being known as “The Matchmaker” – Matching Homes with Families and Families with Homes, I have proven success. I cover everything from the first-time buyer and renter to luxury homes and waterfronts along with condo and commercial developing. I feel as though my diversity allows me to understand and best suit my clients growing needs. I also believe in a strong work ethic and commitment to clear and effective communication.

Today I live in North Stamford and have 3 children. Denise works full time with me and got married to Henri 3 years ago and they recently had my “pride and joy” Bridget Kate, who is 15 months. Denise graduated from Westhill High School and Fairfield University with a Bachelors of Arts in Economics and minors in Biology and Psychology in 1997. Today she is my office administrator and licensed buyer specialist. We are very fortunate to have an extremely strong friendship that we are able to carry over into the business and a common business ideal based upon top commitment and service to our clients.

My older son, Kevin, is currently a senior at Dickinson College. Kevin is focused on school, ice hockey, water polo, lacrosse and is working on becoming an Emergency Medical Technician. Kevin graduated in 2003 from the Canterbury School in New Milford, CT. My younger son, Eamon, is a senior at the Canterbury School.


William Raveis real estate and homes for sale in Stamford, Greenwich and New Canaan Connecticut

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