Stamford, Greenwich and New Canaan real estate and homes for sale in Connecticut - Phyllis Doonan, REALTOR® Phyllis Doonan REALTOR(r) for Stamford, Greenwich and New Canaan, Connecticut real estate - NUMBER1EXPERT™ Phyllis Doonan NUMBER1EXPERT(tm) for Stamford, Greenwich and New Canaan, Connecticut real estate

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Phyllis Doonan, REALTOR®, real estate agent and broker for Stamford, Greenwich and New Canaan Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: (866) BSY-SELN / (866) 279-7356.


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Resources: Stamford, Greenwich and New Canaan Connecticut home buying, real estate listings, and homes for sale in Fairfield County, CT
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Special Offers: Special offers for Stamford, Greenwich and New Canaan homeowners from Phyllis Doonan, top Realtor
eNewsletter: Phyllis Doonan's Stamford, Greenwich and New Canaan newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Connecticut, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Stamford, Greenwich and New Canaan Connecticut mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Connecticut or buy your own Stamford, Greenwich and New Canaan house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Stamford, Greenwich and New Canaan mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Connecticut real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Phyllis Doonan anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Phyllis Doonan's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Phyllis Doonan's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Stamford, Greenwich and New Canaan property in Connecticut, including legal terms definitions, and more



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Real Estate Tips
Tax Considerations >Your Tax Free Profits

Significant tax reform legislation was signed into law with the Taxpayer Relief Act of 1997. This legislation replaced both the one-time $125,000 tax-free exclusion for homeowners aged 55 and older, and the "rollover" deferment of capital gains tax requiring the purchase of a replacement home of higher or equal cost within two years of the sale of your principal residence.

With this change, a married couple filing their taxes jointly pays capital gains taxes only on that portion of home sales profits that exceeds $500,000. Single taxpayers, heads of households, and married persons filing separately may exclude up to $250,000. The exclusion is available for all sales of homes that occurred on or after May 6, 1997. Homeowners can use this tax-free provision every two years.

You are allowed to keep these tax-free profits only if you have owned and used the home as your principal residence for two out of the five years prior to the sale of the property. Although the regulations do not require continuous occupancy, the IRS specifies that your principal residence must be the home you use for the majority of time during the year. Consult your tax advisor about your personal circumstance.

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Real Estate Trivia
Q 
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?

A 
The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
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Phyllis Doonan, REALTOR®, real estate agent and broker for Stamford, Greenwich and New Canaan Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Phyllis Doonan
William Raveis Real Estate
817 Long Ridge Rd.
Stamford CT
06902
Cell: 203-428-1703
Direct: 203-363-7142
Fax: 203-329-4047
PhyllisDoonan@NUMBER1EXPERT.com
phyllisdoonan@earthlink.net
denisedoonan@earthlink.net

Born and raised in Co. Leitrim, Ireland I grew up on a dairy farm and was the youngest of six children. I went to elementary school in a two-room schoolhouse and later cycled six miles to and from high school each day! Life was simple, and my after school activities consisted of helping on the farm with feeding the calves, milking the cows and picking vegetables and turf for the fire. I was very connected to nature at the time! I can remember back to when the first electric light was installed in our house and when my father got his first car- it was a Ford! Both of these events were major milestones in my life and all of my childhood experiences have made me who I am today.

For the last 20 years I have dedicated myself to making the emotions of real estate and the moving process as painless as possible. I pride myself in listing, selling, marketing, negotiating and closing the best deals for my clients. I am established leader in Fairfield County Real Estate. I have been a consistent top producer ranking #1 in both units sold and closed dollar volume for the past 20 years. I believe that real estate is all about family and having built my business by being known as “The Matchmaker” – Matching Homes with Families and Families with Homes, I have proven success. I cover everything from the first-time buyer and renter to luxury homes and waterfronts along with condo and commercial developing. I feel as though my diversity allows me to understand and best suit my clients growing needs. I also believe in a strong work ethic and commitment to clear and effective communication.


William Raveis real estate and homes for sale in Stamford, Greenwich and New Canaan Connecticut

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