Stamford, Greenwich and New Canaan real estate and homes for sale in Connecticut - Phyllis Doonan, REALTOR® Phyllis Doonan REALTOR(r) for Stamford, Greenwich and New Canaan, Connecticut real estate - NUMBER1EXPERT™ Phyllis Doonan NUMBER1EXPERT(tm) for Stamford, Greenwich and New Canaan, Connecticut real estate

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Phyllis Doonan, REALTOR®, real estate agent and broker for Stamford, Greenwich and New Canaan Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: (866) BSY-SELN / (866) 279-7356.


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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Polite, Upbeat and Inspired
“All of our transactions took place in a six week span – very fast, and truly painless, thanks to Phyllis and Company."
Harriette R. Trevino (bought & sold)
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Mortgage Prequalification: Stamford, Greenwich and New Canaan Connecticut home buying, real estate listings, and homes for sale in Fairfield                      County, CT
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Stamford, Greenwich and New Canaan Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Real Estate Contracts >Personal Property

When you purchase a property, it usually includes the land and everything attached to it, such as buildings, trees, shrubs, etc. Most buyers are only interested in purchasing the real estate, not the owner's personal property. What happens when personal property has become a part of the real estate? Is it actually a "fixture" which will now convey to the buyer with the real estate?

There are three tests which usually need to be satisfied. Has the personal property been permanently annexed to the real estate? Is it intended to become part of the real estate? What is the local custom? Fixtures may include shades, heaters, ranges, screens, storm windows, lighting fixtures, etc. To save misunderstanding at the closing--and perhaps the sale--it is important that the seller spell out specifically in the sales agreement what will go to the buyer as part of the property.

See All Tips In The "Real Estate Contracts" Category >
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Real Estate Trivia
Q 
Where will you find the world's largest indoor waterfall?

A 
The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble.
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Phyllis Doonan, REALTOR®, real estate agent and broker for Stamford, Greenwich and New Canaan Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Phyllis Doonan
William Raveis Real Estate

817 Long Ridge Rd.
Stamford CT
06902
Cell: 203-943-0449
Direct: 203-363-7142
Fax: 203-329-4047
PhyllisDoonan@NUMBER1EXPERT.com
phyllisdoonan@earthlink.net
denisedoonan@earthlink.net

Born and raised in Co. Leitrim, Ireland I grew up on a dairy farm and was the youngest of six children. I went to elementary school in a two-room schoolhouse and later cycled six miles to and from high school each day! Life was simple, and my after school activities consisted of helping on the farm with feeding the calves, milking the cows and picking vegetables and turf for the fire. I was very connected to nature at the time! I can remember back to when the first electric light was installed in our house and when my father got his first car- it was a Ford! Both of these events were major milestones in my life and all of my childhood experiences have made me who I am today.

I immigrated to Stamford, CT in May 1968 and have never looked back (other than my yearly visits once or twice a year). When I arrived here, Stamford was not at all like it is today, and communication was completely different. To stay in touch with life back in Ireland I wrote 2-3 letters per week because the phones were a rarity. Stamford was a small industrial city and the average home value was about $25,000, and a direct waterfront could be found for $75,000- $100,000! Too bad I didn’t have money then!

In 1970 I met my husband, Kevin, and we dated for about 3 years, got engaged and on March 10, 1973 we got married. When I got married that was when I got my first taste of real estate by managing 40 garden apartments which consisted of qualifying, leasing and maintaining the entire complex. I got my real estate license in 1976, but decided to stay home with my daughter and be a stay-at-home Mom.

For the last 20 years I have dedicated myself to making the emotions of real estate and the moving process as painless as possible. I pride myself in listing, selling, marketing, negotiating and closing the best deals for my clients. I am established leader in Fairfield County Real Estate. I have been a consistent top producer ranking #1 in both units sold and closed dollar volume for the past 20 years. I believe that real estate is all about family and having built my business by being known as “The Matchmaker” – Matching Homes with Families and Families with Homes, I have proven success. I cover everything from the first-time buyer and renter to luxury homes and waterfronts along with condo and commercial developing. I feel as though my diversity allows me to understand and best suit my clients growing needs. I also believe in a strong work ethic and commitment to clear and effective communication.

Today I live in North Stamford and have 3 children. Denise works full time with me and got married to Henri 3 years ago and they recently had my “pride and joy” Bridget Kate, who is 15 months. Denise graduated from Westhill High School and Fairfield University with a Bachelors of Arts in Economics and minors in Biology and Psychology in 1997. Today she is my office administrator and licensed buyer specialist. We are very fortunate to have an extremely strong friendship that we are able to carry over into the business and a common business ideal based upon top commitment and service to our clients.

My older son, Kevin, is currently a senior at Dickinson College. Kevin is focused on school, ice hockey, water polo, lacrosse and is working on becoming an Emergency Medical Technician. Kevin graduated in 2003 from the Canterbury School in New Milford, CT. My younger son, Eamon, is a senior at the Canterbury School.


William Raveis real estate and homes for sale in Stamford, Greenwich and New Canaan Connecticut

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